The lender considers your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or child support. The lender also considers cash available for down payment and closing costs, credit history, etc. when determining your maximum loan amount.
Heaven of Ibiza we have been effectively providing our services on the island of Ibiza for many years.We consider all your wishes and preferences, daily improving our service quality in order to make your stay truly unforgettable.